Disclaimer/Legal Information

CONDITIONS OF USE AND LEGAL INFORMATION

Local legal restrictions
Foreign legal regimes may prohibit the publication of the Dr. Blumer Website or the possibility of accessing the Dr. Blumer Website. Persons who are subject to such restrictions may therefore not visit the Dr. Blumer Website. Restrictions apply in particular to citizens of the United States of America (USA) and the United Kingdom (UK) and to individuals with their domicile in the USA or the UK.

Rights to the Dr. Blumer Website
The entire content of the Dr. Blumer Website is protected by copyright (all rights reserved). Downloading or printing out individual pages and/or parts of the Dr. Blumer Website is allowed if neither the copyright endorsements nor other legally protected designations are removed. If you download or otherwise reproduce software or data from the Dr. Blumer Website, all property rights thereto shall remain with the Dr. Blumer&Partner Group. No element of the Dr. Blumer Website is conceived so that a license or right to use an image, registered trademark or logo is granted thereby. No rights whatsoever with respect to the software or elements on the Dr. Blumer Website are transferred to you by downloading or copying from the Dr. Blumer Website. The Dr. Blumer&Partner Group reserves all rights (in particular copyrights and trademark rights) in respect of all elements of the Dr. Blumer Website. Reproduction (in whole or in part), transmission (electronic or by other means), modification, linking or use of the Dr. Blumer Website for public or commercial purposes is prohibited without the prior written consent of the Dr. Blumer&Partner Group.

No undertakings or warranties
All statements and information contained in the Dr. Blumer Website were carefully researched and checked by the Dr. Blumer&Partner Group or by third parties at the time of publication. However, neither the Dr. Blumer&Partner Group nor third parties can issue an explicit or implicit undertaking or warranty (including liability) in respect of the correctness, completeness or up-to-date status thereof. Nor can the Dr. Blumer&Partner Group warrant that the statements and information cannot be falsified by technical faults (transmission errors, technical defects, interruptions, interventions by unauthorized third parties, etc.). The statements and information contained in the Dr. Blumer Website are provided by the Dr. Blumer&Partner Group solely for private use and for information purposes; they may be changed at any time without prior notice.

Not an offer
The statements and information contained in the Dr. Blumer Website should not be understood as an offer or recommendation of specific investment products. Statements and information contained herein cannot replace investor- and object-oriented advice coordinated to the investor's individual circumstances. If necessary, please contact a client adviser at the Dr. Blumer&Partner Group.

Performance
Investors should be aware that prices may rise as well as fall. For this reason, positive performance in the past is not a guarantee of positive performance in the future. Investments in foreign currencies are also subject to currency exchange rate fluctuations.

Limitation of liability
Any liability (including liability for negligence) on the part of the Dr. Blumer&Partner Group in respect of costs or damages of any nature whatsoever (including direct and indirect damage or loss, immaterial damage and consequential damage), arising from or in connection with access to the Dr. Blumer Website or use thereof (or from the impossibility of such access or use) or which arises in connection with linking to other Websites, is excluded. This also applies if the Dr. Blumer&Partner Group has been advised of the possibility of such damage or loss.

Linked Websites
The Dr. Blumer Website may contain links to Websites of third parties over whose content the Dr. Blumer&Partner Group has no influence and which it has not examined. The Dr. Blumer&Partner Group accepts no responsibility for the use or contents thereof, nor for the products, services or other items offered therein. The same applies to Websites which offer links to the Dr. Blumer Website. Furthermore, explicit approval must always be obtained in advance from the Dr. Blumer&Partner Group for a link which leads from an external Website to the Dr. Blumer Website.

E-mail
The use of e-mail and electronic forms entails risks. In some cases, the data can be viewed and modified by third parties. You should therefore not transmit any data (especially those of a confidential nature) to us by these means.

Legal effectiveness
The present conditions of use and legal information should be regarded as part of the Internet offer from which reference was made to these pages. If parts or individual formulations in this text do not conform to the applicable legal situation, no longer conform thereto or do not fully conform thereto, the content and validity of the remaining parts of the document shall be unaffected thereby.